On Credit Worthiness and Dependability
Every banker knows that if he has to prove that he is worthy of credit, however good may be his arguments, in fact his credit is gone
Walter Bagehot
Quotations from Reddit
If you are surprised by anything, question your underlying model, for it has led you to be surprised by the true state of affairs. Since the beginning, not one unusual thing has ever happened.
Paraphrased from Eliezer Yudkowsky
The surest way to corrupt a youth is to teach him to hold in higher regard those who think the same as him
If voting made any difference, they wouldn’t let us do it.
Mark Twain
Yesterday is yesterday. If we try to recapture it we will only lose tomorrow.
Bill Clinton
Lower your voice and strengthen your argument.
Lebanese proverb
Time is a great teacher, but unfortunately it kills all its pupils.
Louis Hector Berlioz
Most people are other people. Their thoughts are someone else’s opinions. Their lives a mimicry. Their passions a quotation.
Oscar Wilde
I do not feel obliged to believe that the same God who has endowed us with sense, reason, and intellect has intended us to forgo their use.
Galileo Galilei
Rent vs Buy – In Regards to Housing
The cross-over point is about 15 times annual rent, [trulia] believes. In other words, as a rough rule of thumb, homes are probably fairly valued in a city when they cost about 15 times a year’s rent. So, for example, if you’re paying $10,000 a year to rent a place, think twice about buying a home that costs more than $150,000. Dean Baker, economist at the Washington, D.C. think-tank The Center for Economic and Policy Research, came to a similar conclusion in research on the subject in recent years. Fifteen times is the historic average, he said.
Brett Arends at the Wall Street Journal
On the Millennials and Having Children
Everyone wants a baby, but no one wants a kid these days.
Runaway1956
Kids today get emo and suicidal because they have been given everything, never had to earn anything, never been hungry, never had anything real to fear, never been punished for their behavior and are bored with having too much entertainment.
Nadaka
On Intelligence and Learning
A wise man can learn more from a foolish question than a fool can learn from a wise answer.
Bruce Lee
Paradigm-Shifting Words on Creativity
You can never solve a problem on the level on which it was created.
Albert Einstein
There is nothing in a caterpillar that tells you it’s going to be a butterfly.
Buckminster Fuller